Terms of Use

SITE CONTENTS

FiSMART, Your Financial House®, and trade names YourFinancialHouse.com and fiSMART.com, are here
referred to collectively as fiSMART, LLC. Unless otherwise noted, all materials, including images, illustrations,
designs, icons, photographs, video clips, and written and other materials that appear as part of this Site
(collectively, the "Contents") are copyrights, trademarks, servicemarks, and/or other intellectual properties
owned, controlled or licensed by fiSMART, LLC. The Site as a whole is protected by copyright and trade
dress, all worldwide rights, titles and interests in and to which are owned by fiSMART, LLC, and all other
fiSMART, LLC trademarks and servicemarks appearing at this Site are trademarks and servicemarks of
fiSMART, LLC.

The Contents of our Site, and the Site as a whole, are intended solely for personal, noncommercial (other
than for the purchase of merchandise and services from our site) use by the users of our Site. You may
download or copy the Contents and other downloadable materials displayed on the Site for your personal
use only. No right, title or interest in any downloaded materials or software is transferred to you as a result
of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit,
distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any
way, in whole or in part, any of the Contents, the Site, or any related software.

USER COMMENTS, FEEDBACK, POSTCARDS AND OTHER SUBMISSIONS

All comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or
offered to fiSMART, LLC on or by this Site or otherwise disclosed, submitted, or offered in connection with
your use of this Site (collectively, "Comments") shall be and remain fiSMART, LLC property. Such disclosure,
submission or offer of any Comments shall constitute an assignment to fiSMART, LLC of all worldwide rights,
titles and interests in all copyrights and other intellectual properties in the Comments. Thus, fiSMART, LLC
will own exclusively all such rights, titles and interests and shall not be limited in any way in its use,
commercial or otherwise, of any Comments. fiSMART, LLC is and shall be under no obligation (1) to maintain
any Comments in confidence; (2) to pay to user any compensation for any Comments; or (3) to respond to
any user Comments.

You agree that no Comments submitted by you to the Site will violate any right of any third party, including
copyright, trademark, privacy or other personal or proprietary right(s). You further agree that no Comments
submitted by you to the Site will be or contain libelous or otherwise unlawful, abusive or obscene material.
You are and shall remain solely responsible for the content of any Comments you make.

INACCURACY DISCLAIMER

From time to time, there may be information on YourFinancialHouse.com or fiSMART.com that contains
typographical errors, inaccuracies, or omissions that may relate to product descriptions, services, events
pricing, and availability. We reserve the right to correct any errors, inaccuracies or omissions and to change
or update information at any time without prior notice (including after you have submitted your order). We
apologize for any inconvenience this may cause you.